Seems to me that it isn't a question of the type of mortgage.

Rather, it's a question of people overspending and living FAR above their means.

We've punished those, that have attempted to live within their means, for decades and decades.

Perhaps, just perhaps, it's time that they be rewarded?

Kramer. That guy is worth a million laughs.

Thank you, Z.

If I would have spent a million, for the laugh of my life, I couldn't have come up with a better one.